Bharti Axa Health Insurance Hospitals List in Ludhiana

Bharti AXA Life Health Insurance

In India, health issues are rapidly rising due to changing lifestyles and unhealthy eating habits. Further, the healthcare costs are exponentially rising, which creates a financial burden on patient as well as their family. To avoid such situations, it is imperative to invest in a good health insurance plan. Many health insurance providers in the country offer a range of options and levels of coverage to choose from. In this article, we will discuss the services offered by Bharti Axa.

Founded in 1976, Bharti Axa is a private-sector general and Life insurance company. Under Bharti Axa health insurance, the company offers a wide range of insurance plans that cater to policyholder’s different needs. With a wide range of network hospitals, insured members can avail of cashless treatment facilities. From free medical check-ups to no capping on room rent, there are numerous benefits that you can get by availing of Bharti AXA Life health insurance plans.

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Bharti AXA Life Health Insurance- Key Highlights

• Bharti Axa has over 5,000 network hospital across the country that offers cashless treatment facility.
• Cover expenses incurred 30 days before the hospitalization and after two months (i.e. 60 days) of the hospitalization.
• It offers smart health insurance offers to senior citizens.
• Health insurance plans with Bharti AXA come with the option of lifelong renewability.
• In some cases, the insurance policy covers pre-existing diseases.
• Bharti Axa health insurance plans are eligible for tax benefits up to Rs. 55,000.

Types of Health Insurance offered by Bharti Axa Life

Bharti AXA offers a variety of health insurance plans for individuals, families, and senior citizens. Two of the major health insurance plans offered by Bharti Axa include- Smart Health Assure and Smart Super Health Insurance.

The company has also Bharti AXA Life Triple Health Insurance Plan that provides coverage for 13 critical illnesses (such as cancer, stroke, heart attack, etc.) divided into three groups. Policyholders can claim up to a maximum of 3 times under this policy.

Bharti AXA Life Health Insurance- Claim Process

Bharti AXA Life has settled more than 19 lakh insurance claims till now with incurred claims ratio of 89%. The company proudly provides 30 min claim support in more than 120 cities across the country.

• To file a claim with Bharti Axa, policyholders can
•  Inform their insurance provider and register a claim soon after getting admitted to a hospital.
•  Fill pre-authorization request form (for cashless claims).
•  For non-cashless claims, policyholders are required to pay hospitalization bills and submit necessary documents for verification purposes.
•  Post successful verification of documents, Bharti Axa will reimburse the claim amount.

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